Microfinancing / Microfinance Loans

TMEDE Microfinance Solutions is the first institutional body, licensed by the Bank of Greece, in the context of the provisions of Law 4701/2020 and it is subject to its relevant supervisory regulations. It offers integrated digital microfinance services, in collaboration with TMEDE and Attica Bank, throughout the Greek Territory, providing microfinance loans for working capital and investment purposes, up to 25,000 euros.

During the first years of its operation, TMEDE Microfinance Solutions’ clientele includes only registered members of TMEDE, while in the following years the organization intends to expand its clients to other sectors as well.

TMEDE Microfinance Solutions will participate in European investment programs, guarantee programs of the Hellenic Development Bank or other co-financed programs.

Indicatively, the following cases are mentioned by funding purpose:

A. Loans for working capital

  • Payment of insurance and tax obligations
  • Funding for the lease / purchase of tangible and intangible assets, such as software programs required for the execution of projects
  • Commissions coverage on letters of guarantee
  • Other working capital needs

B. Loans for investment purposes

  • Start-up capital
  • New operations’ capital
  • Commercial real estate (purchase/ lease, maintenance, or energy class upgrade)
  • Purchase / lease of mechanical equipment
  • Modernisation of IT infrastructures and systems
  • Purchase / lease of cars (with preference for electric/ hybrid models)
  • Co-financing of subsidised programs

Education, Coaching & Mentoring

TMEDE Microfinance Solutions provides business education, coaching & mentoring consulting services to microfinance beneficiaries. According to the current business strategy, the training programs are designed internally by TMEDE Microfinance Solutions, while the services will be provided in collaboration with a specialized institution in business coaching, thereby ensuring the quality of the services provided to the final recipients.

Indicatively, some of the consulting services provided are described below:

  • business training in management techniques for micro-entities in accounting, financial management and personnel management.
  • support for resolving legal, tax and administrative issues and information on relevant services available on the market.
  • guidance for integration in the labour market; and
  • support for the preparation of the business plan.

Microfinancing / Microfinance Loans

TMEDE Microfinance Solutions is the first institutional body, licensed by the Bank of Greece, in the context of the provisions of Law 4701/2020 and it is subject to its relevant supervisory regulations. It offers integrated digital microfinance services, in collaboration with TMEDE and Attica Bank, throughout the Greek Territory, providing microfinance loans for working capital and investment purposes, up to 25,000 euros.

During the first three years of its operation, TMEDE Microfinance Solutions’ clientele includes only registered members of TMEDE, while in the following years the organization intends to expand its clients to other sectors as well.

TMEDE Microfinance Solutions will participate in European investment programs, guarantee programs of the Hellenic Development Bank or other co-financed programs.
Indicatively, the following cases are mentioned by funding purpose:

Ενδεικτικά, αναφέρονται ανά σκοπό χρηματοδότησης οι ακόλουθες περιπτώσεις :

A. Loans for working capital

  • Payment of insurance and tax obligations
  • Funding for the lease / purchase of tangible and intangible assets, such as software programs required for the execution of projects
  • Commissions coverage on letters of guarantee
  • Other working capital needs

B. Loans for investment purposes

  • Start-up capital
  • New operations’ capital
  • Commercial real estate (purchase/ lease, maintenance, or energy class upgrade)
  • Purchase / lease of mechanical equipment
  • Modernisation of IT infrastructures and systems
  • Purchase / lease of cars (with preference for electric/ hybrid models)
  • Co-financing of subsidised programs

Education, Coaching & Mentoring

TMEDE Microfinance Solutions provides business education, coaching & mentoring consulting services to microfinance beneficiaries. According to the current business strategy, the training programs are designed internally by TMEDE Microfinance Solutions, while the services will be provided in collaboration with a specialized institution in business coaching, thereby ensuring the quality of the services provided to the final recipients.

Indicatively, some of the consulting services provided are described below:

  • business training in management techniques for micro-entities in accounting, financial management and personnel management.
  • support for resolving legal, tax and administrative issues and information on relevant services available on the market.
  • guidance for integration in the labour market; and
  • support for the preparation of the business plan.